Safety Tips for Heating Your Home
Heating your home in the winter can account for nearly half of your total utility costs and can be your single largest expenditure for the year. In the interest of keeping you toasty and safe this winter, here are safety tips for each of the five common ways of heating a home. Electric space heaters Electric…
Potential Household Dangers
You try to protect your family from the dangers of the world, but are you aware of the potential threats of items in your home? From appliances to electronics, many everyday items can present danger to you and your family. The Dryer. This is an item that gets used frequently. Protect yourself against the risk of…
Remember Insurance as Students Return to College
Back-to-school time is a good time to review your insurance if you have a student headed back to college. Remember to talk to your independent insurance agent for advice to make sure your student’s car, electronics and other belongings are covered. Some coverage may extend from your own personal insurance policies, but individual circumstances can…
Here’s Why You Can Depend On Independent Agents
Rather than simply a policy, don’t you really need comprehensive risk management and a true partner in the process that can fit you with the right coverage at the best value? More than 38,500 independent insurance agencies operate in the U.S. today, according to the Independent Insurance Agents & Brokers of America. Instead of being…
5 Things To Know Before Renting A Car Overseas
Some of the most magnificent sights you’ll ever see can be found right here in the good ol’ U.S. of A., from the stately Washington Monument in the nation’s capital to the cavernous Grand Canyon in northwestern Arizona. Yet sometimes, when you feel a sense of vacation deprivation coming on, the only antidote is to visit…
Flood Insurance
As spring approaches with snow melts and rain storms, the chance of damage caused by flooding increases greatly. The good news is that most homes are not located in areas which are considered to be at ‘high risk’ for flooding. The bad news is that flooding can happen to homes located in ‘low’ & ‘moderate’ risk zones. Assuming the community…
Coverage for Jewelry
At this time of year gifts of jewelry are common. If you have been on the receiving end of a new jewelry item be sure to contact your agent to discuss how this item is covered. Most homeowners insurance policies will limit the coverage of jewelry in two ways: Theft of jewelry has a per…
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